How long does it take to receive funds?
The time to receive funds can vary, but typically, it's faster than traditional loans. Once approved, funds can be available within a few days, sometimes even within 24 hours.
Can I get approved for funding with bad credit?
 Unlike traditional loans that heavily rely on credit scores for approval, MCAs typically prioritize the business's credit card sales history and overall revenue rather than the personal credit of the business owner

MCA providers focus more on the business's ability to generate consistent credit card sales because repayment is based on a percentage of future sales. Therefore, having a strong history of consistent credit card transactions can outweigh a poor personal credit score when it comes to securing an MCA.
What are the minimum requirements?
1. A minimum FICO score of 550

2. Monthly gross revenue of at least $8,500

3. Business must be based in the United States

4. Last 3 months business bank statements 
Is my information safe and confidential when working with a merchant cash advance brokerage?
Reputable merchant cash advance brokerages prioritize client confidentiality and data security. Before engaging their services, ensure they have robust privacy policies in place, including mechanisms to protect your personal and financial information. Request information on how they handle and store your data to ensure compliance with privacy regulations.
How can a merchant cash advance brokerage help me find the right lender?
A merchant cash advance brokerage has access to a network of lenders, offering you a wider range of options to choose from. They can analyze your business's unique needs, including revenue streams and credit card sales history, to match you with lenders that are more likely to approve your application. They can also negotiate terms on your behalf, helping you secure favorable rates and repayment structures.
Why should I use a merchant cash advance brokerage instead of directly approaching lenders?
Using a merchant cash advance brokerage offers several advantages. They have extensive knowledge of the industry and access to multiple lenders, increasing your chances of finding favorable terms and rates. Brokers can save you time by streamlining the application process and providing guidance throughout. They also provide personalized assistance based on your business needs.